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Ready to get rural? Owning your own home outside of the big city limits may be easier than you thought with a USDA home loan. The USDA Guaranteed Rural Housing Mortgage is a great program for those who don’t have a down payment or choose to not use a down payment. This program is designed for purchases of a single-family home, condo, or townhouse located in USDA eligible areas of Washington. Wave Lending Group #21751 offers USDA loans that have30 year fixed mortgage terms. Adjustable-rate mortgages (ARMs) are not an option.   This amazing program does not require a borrower to put any money down…ZERO DOWN PAYMENT. USDA has reduced PMI (private mortgage insurance), and interest rates that are typically similar to those being offered by FHA. This amazing program does have some restrictions that are associated with it. For example, Wave Lending Group #21751 does not offer USDA loans on manufactured homes. There are also household income restrictions along with a few others, but this is a great program for a home purchase in rural areas for the right borrower and the right home.

When deciding on a lender to work with…Choose Local, choose knowledge, choose affordability and trust. Brokers are Better!  Choose Wave Lending Group #21751

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