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For those who have served in the military and are eligible, VA loans are a great option and a benefit that you have earned. There is no monthly Private Mortgage Insurance (PMI) with VA loans, and rates are very competitive and are backed by the US government.

The VA loan offers fixed rates that don’t change which allows a borrower to know how much their principal and interest payment will be each month. VA loans also offers ARMs (Adjustable-Rate Mortgage) for qualifying borrowers. An ARM typically has a lower starting rate than a fixed rate mortgage, and it may be  good option for someone who only will be keeping their mortgage for a shorter period of time.

A VA loan is a great option for a purchase or a refinance for those who have served our country.

When deciding on a lender to work with…Choose Local, choose knowledge, choose affordability and trust. Brokers are Better! Choose Wave Lending Group #21751

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