Happy New Year - the new year brings a new phase to the real estate cycle.  We are likely to see many more foreclosures and short sales this year and as soon as they are purchased, existing homes are the next to move.  There are great deals out there, great interest rates and the bottom line is that this is a wonderful time to purchase real estate.  Give me a call when you need financing assistance.  Joel Lundberg, Wave Lending Group 253-312-0235